Situation
Your vehicles are insured with several companies.
Consequence
Multiple renewal dates, different terms, claims spread across insurers: management becomes cumbersome and costly.
Vehicle fleet
All your vehicles, one contract, zero hassle.
Company cars, vans, lorries: fleet insurance simplifies management, improves terms and adapts as your fleet changes.
Why it matters
Very real situations.
Situation
An employee causes an accident with a company vehicle.
Consequence
The claim is covered by the vehicle's liability insurance; careful monitoring of the claims history then makes it possible to act on premiums.
Situation
You add a van during the year.
Consequence
In a fleet contract, it is simply added, without a new contract.
What we cover
The essentials, explained simply.
Compulsory liability insurance
For each vehicle, at least CHF 5 million per event (Vehicle Insurance Ordinance, VVV/OAV).
Partial or full casco
Chosen vehicle by vehicle, according to its value, age and use.
Single contract
One renewal date, one invoice, one contact person for the whole fleet.
Goods in transit
The goods you carry, in addition to the cover for the vehicles.
Assistance & replacement vehicle
So that your business keeps running when a vehicle is off the road.
Claims monitoring
Claims analysis and prevention to keep premium trends under control.
Multiple drivers
All authorised employees can drive, in accordance with the contract rules.
Points to watch
The mistakes we see most often.
- 01
A fleet contract is not always the right fit
Depending on the insurer, a fleet contract becomes worthwhile from a few vehicles upwards: below that, coordinated individual contracts may be more advantageous.
- 02
Private vehicles used for work
Business trips in private vehicles are not covered by the fleet policy: a specific solution may be needed.
- 03
Gross negligence by a driver
The insurer can take recourse in the event of gross negligence: clear internal rules protect the business.
- 04
Claims history not monitored
Without regular analysis of claims, premiums rise and the business cannot do anything about it.
Our method
Support in 4 steps, with no effort on your part.
- 01
Analysis
Your contracts, your needs, your goals: we carry out a full review.
What you get
A clear overview of your cover
- 02
Comparison
As an independent (non-tied) broker, we compare offers from many insurers, without bias.
What you get
The best offers, compared for you
- 03
Set-up
We handle the formalities, from cancellations to new contracts.
What you get
No admin for you to deal with
- 04
Follow-up
Claims, life changes, regular reviews: we stay by your side.
What you get
A dedicated point of contact, for the long term
- Non-tiedIndependent broker
- FINMARegistered · F01536191
- +2'500Clients supported
- 98%satisfaction rate
- +10 yearsof experience
Frequently asked questions
Vehicle fleet:your questions.
Our experts' answers to the questions we are asked most often.
It depends on the insurer: some offer fleet contracts from just a few vehicles. We compare the solutions suited to the size of your fleet.
Let's talk about your situation.
A first conversation to review your business and its needs.
Book an appointmentRelated areas
Also worth exploring.
Professional / business liability
Damage caused to third parties in the course of your business.
- Bodily injury and property damage
- Defence costs covered
- Tailored to your sector
Commercial property insurance
Premises, goods, equipment, business interruption.
- Fire, water damage, theft
- Equipment and goods
- Business interruption
UVG/LAA & supplementary accident insurance
Occupational and non-occupational accidents of your employees.
- Compulsory statutory cover
- Salary top-up
- Extended treatment costs
Official sources
General information, as of 2026 — it does not replace personalised advice.