Situation
A fire destroys your workshop.
Consequence
Beyond the destroyed machinery, your turnover stops: without business interruption insurance, your fixed costs keep coming in.
Commercial property insurance
Your premises, your goods, your business: everything keeps going.
Fire, water damage, theft or breakdown: we insure your business assets and, above all, the continuity of your business while everything is being restored.
Why it matters
Very real situations.
Situation
Burglars clear out your stock.
Consequence
Theft insurance compensates you for the goods, the damage to the premises and, depending on the contract, the contents of safes.
Situation
A breakdown of your main machine brings production to a standstill.
Consequence
Only machinery insurance covers damage due to an internal cause, such as a defect or an operating error.
What we cover
The essentials, explained simply.
Fire & natural hazards
Premises, installations, goods and equipment, including cover for natural hazards.
Water damage
Leaks, backflow and water seepage in your premises.
Theft & robbery
Break-ins, theft of goods, robbery while transporting cash.
Business interruption
Loss of gross profit and additional costs while everything is being restored.
Machinery breakdown
Sudden and unforeseen damage to your machinery and technical installations.
Electronics
Computers, servers, tills, measuring instruments or medical equipment.
Glass breakage
Shop windows, illuminated signs and the glazing of your premises.
Goods in transit
Your goods during transport, in your own vehicles or by a carrier.
Points to watch
The mistakes we see most often.
- 01
Underestimating business interruption
After a loss, rebuilding often takes months: the indemnity period and the insured margin must be realistic.
- 02
Values not kept up to date
New machinery, seasonal stock, an extension: outdated sums insured lead to underinsurance.
- 03
Forgetting third-party property
Leased machinery, goods on consignment: they must be declared.
- 04
Security requirements not met
Theft policies often impose requirements (locks, alarm, safe): failing to meet them can reduce the compensation.
Our method
Support in 4 steps, with no effort on your part.
- 01
Analysis
Your contracts, your needs, your goals: we carry out a full review.
What you get
A clear overview of your cover
- 02
Comparison
As an independent (non-tied) broker, we compare offers from many insurers, without bias.
What you get
The best offers, compared for you
- 03
Set-up
We handle the formalities, from cancellations to new contracts.
What you get
No admin for you to deal with
- 04
Follow-up
Claims, life changes, regular reviews: we stay by your side.
What you get
A dedicated point of contact, for the long term
- Non-tiedIndependent broker
- FINMARegistered · F01536191
- +2'500Clients supported
- 98%satisfaction rate
- +10 yearsof experience
Frequently asked questions
Commercial property insurance:your questions.
Our experts' answers to the questions we are asked most often.
No, it is a separate cover that often has to be added. Yet it is what enables a business to get through a major loss.
Let's talk about your situation.
A first conversation to review your business and its needs.
Book an appointmentRelated areas
Also worth exploring.
Professional / business liability
Damage caused to third parties in the course of your business.
- Bodily injury and property damage
- Defence costs covered
- Tailored to your sector
Cyber insurance
Cyberattacks, data leaks, ransomware.
- Crisis management
- Data restoration
- Liability in the event of a leak
Vehicle fleet
All your company vehicles under one contract.
- Simplified management
- Liability and casco
- 24/7 assistance
Official sources
General information, as of 2026 — it does not replace personalised advice.