Situation
Ransomware encrypts all your client files.
Consequence
Your business grinds to a halt: cyber insurance pays for the experts who restore your systems and covers the business interruption loss.
Cyber insurance
Ransomware, CEO fraud, data leaks: a cyberattack can bring your business to a halt overnight. Cyber insurance covers the damage and gives you access to experts from the very first hour.
Why it matters
Situation
Ransomware encrypts all your client files.
Consequence
Your business grinds to a halt: cyber insurance pays for the experts who restore your systems and covers the business interruption loss.
Situation
A fake e-mail from management leads to a fraudulent transfer.
Consequence
CEO fraud is a common attack; it must be covered explicitly.
Situation
Client data is stolen.
Consequence
You must inform the people concerned and, if the risk is high, the Federal Data Protection and Information Commissioner (FDPIC): crisis management costs and your liability are covered.
What we cover
A hotline and IT, legal and communications experts, as soon as the attack is detected.
The costs of recovering your data and restoring your systems.
Loss of income while your business is interrupted.
Third-party claims following a data leak or the spread of malware.
Depending on the contract, losses linked to CEO fraud or payment manipulation.
The costs of informing the people concerned and of support in dealing with the authorities (Federal Act on Data Protection, FADP).
Recommendations to reduce risks: backups, strong authentication, staff awareness.
Points to watch
Thinking you are too small to be targeted
SMEs are regularly targeted, often because they are less well protected than large companies.
Security requirements not met
Contracts often require minimum measures (backups, updates, authentication): failing to apply them can reduce your cover.
Assuming your other policies cover cyber risks
Conventional property and liability insurance often excludes cyber damage: dedicated cover is needed.
Forgetting the reporting obligation
A data security breach posing a high risk must be reported to the FDPIC as soon as possible (FADP).
Our method
Your contracts, your needs, your goals: we carry out a full review.
What you get
A clear overview of your cover
As an independent (non-tied) broker, we compare offers from many insurers, without bias.
What you get
The best offers, compared for you
We handle the formalities, from cancellations to new contracts.
What you get
No admin for you to deal with
Claims, life changes, regular reviews: we stay by your side.
What you get
A dedicated point of contact, for the long term
Frequently asked questions
Our experts' answers to the questions we are asked most often.
Yes: SMEs are regularly targeted and rarely have a dedicated IT team. Immediate access to experts is often as important as the compensation.
A first conversation to review your business and its needs.
Book an appointmentRelated areas
Premises, goods, equipment, business interruption.
Damage caused to third parties in the course of your business.
Contract disputes, employment law, debt collection.
Official sources
General information, as of 2026 — it does not replace personalised advice.